Benefits your team chooses freely, wherever they are

Beneflo assists in quickly designing and rolling out your benefits policy.

190+

Countries worldwide

30+

Large companies onboard

24h

Full team onboarding

We have been featured in:

Platform features

Everything your distributed team actually needs

One platform. Worldwide. Every benefit — managed, compliant, and available to every employee, wherever they are. 

01

Benefits that feel local, wherever your team is

From Amsterdam to Lisbon, employees get benefits that actually work in their city. Local gyms, transit passes, health services, neighbourhood favourites. Not a generic voucher that fits nowhere. 

02

One card. Every benefit category

Food, transport, health, gym, learning, insurance — all on one Visa card. Employees choose what works for them. You set the monthly budget per person. No need for a separate provider for each benefit type. 

03

Compliant in every country

Tax rules differ from Stockholm to Rome. Beneflo handles local compliance automatically for every benefit category, in every market. Aligned with the EU Pay Transparency Directive. Your HR team focuses on people, not local tax codes. 

04

AI receipt recognition — no manual entry

Employee submits a receipt. Beneflo reads it instantly — any language, any layout. The expense is matched to the right budget category automatically. No manual data entry, no chasing paperwork, no corrections.

Receipt VerifiedMatched: Meal budget

05

You define the rules, by team, country, or role

Set benefit budgets, spending categories, and approval flows by country, team, seniority, or role. Decide what is covered and who approves what. Beneflo enforces the rules — your HR team does not have to. 

06

Connects to your existing HR systems

Import employee data from the HR tools you already use. HRB Portal, Visma Horizon, SCIM, or a custom file import. Your team is set up in minutes — no manual lists, no re-entering data.

Visma Horizon
MS Dynamics 365
Workday
Custom File Import
🇵🇱
HEALTHCARE
Medical Checkup
18:13
PLN 85.00
🇪🇸
EDUCATION
Cooking Class
11:22
€25.00
🇸🇪
FURNITURE & HOME
IKEA Stockholm
16:30
SEK 25.00
🇪🇪
ACCOMODATION
Veranda Hotel
13:10
€64.00
🇱🇻
FITNESS & WELLNESS
Lemon Gym Riga
12:00
€35.00

Personalised benefits

Create your own benefits programme

Every team is different. So are their needs. 
Set the budget, define the categories – your employees choose what actually works for them.

How it works

Give your team the freedom they deserve.

Set up your workspace in minutes and explore the full suite of benefits worldwide. No commitment required, just pure exploration.

01 Create an account

Fill in your company details and create an account. You’re up and running in minutes — no IT ticket, no waiting.

Set a monthly Freedom Budget per employee. Define which benefit categories are allowed and configure any approval rules your finance team needs.

Issue virtual and physical benefit cards to your entire team in seconds. Each card is pre-configured with your policy — spend limits enforced automatically.

Employees spend on what matters to them — locally or globally. Receipts are read by AI, matched, and exported to your accounting system. Zero admin.

Coverage

One platform. All world.

Local tax rules, currencies, and compliance handled automatically in every market — from Amsterdam to São Paulo to Singapore.

140+

countries around
the world

Customer stories

Loved by HR teams across Europe

From 10-person startups to 500-person scale-ups, Beneflo gives every distributed team the flexibility they’ve always deserved.

"Beneflo completely changed how we handle benefits for our 6-country team. The AI invoice matching alone saved us 12 hours a month. Our employees in Riga and Amsterdam finally feel equally taken care of."

Marta Kowalski

Head of People · Flowdesk

"We were spending two full days a month on expense reconciliation. Now it's zero. The compliance piece for our Estonian and German teams is just handled. We don't think about it anymore."

Jonas Vanhanen

CFO · Arctos Software

"Freedom Budget is exactly what we needed. Our Lisbon team chose yoga and transit, our Berlin engineers chose co-working. Everyone's happier. Retention improved. It sounds simple — it's transformative."

Sónia Reis

VP Operations · Lumio

We're 85 people across four countries, and benefits used to mean a folder of receipts. With Beneflo, everyone spends from a card and the AI handles the invoices. The Hermetis HR Portal integration sealed it - new hires sync automatically.

Marta Kaleja

Head of People · NDA

Ready to give your team the freedom they deserve?

Get started in minutes. No contracts, no setup fees, no spreadsheets.

    Try Now Book a Demo